Insurance is your financial safety net. It transfers risk from you to an insurer so an unexpected life or health event won't derail your savings or family’s future.
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Life is unpredictable. Simple Life Insurance helps you prepare for life and health uncertainties without financial stress.
At its core, insurance is an agreement (a policy) in which an individual receives financial protection or reimbursement against health or life risks from an insurance company.
The regular fee you pay in LKR (monthly or annually) to keep your coverage active. It pools resources to create a guaranteed financial safety net.
The legal agreement outlining exactly what health condition or term period is covered, the payout limits, and conditions.
A formal request submitted to the insurer during medical treatments or covered events to receive quick direct payout or reimbursement.
Insurance relies on the principle of risk pooling. Here is a simplified step-by-step breakdown.
Select either Term Life or Health Insurance tailored specifically to your family size or lifestyle needs.
Pay small, predictable regular premiums in LKR into a central fund managed for all policyholders.
When a covered health emergency or life event occurs, submit a claim directly through our portal.
Simple Life verifies the event and rapidly disburses the funds to cover hospital costs or support dependants.
We specialize exclusively in essential life and health solutions to give you clear and comprehensive financial safety.
Ensures complete financial stability for your dependants and family in the event of total disability or death during the specified term.
Covers medical expenses, surgeries, and emergency hospitalizations so quality healthcare remains stress-free and accessible.
Get an instant estimate of your monthly insurance premium in LKR with Simple Life.
*Estimate calculated in Sri Lankan Rupees (LKR) based on typical health profiles.
Explore DetailsEverything you need to know about Term Life and Health insurance policy options.
"Simple Life helped me figure out how much Term Life coverage I needed for my new family. Estimating premiums in LKR was fast and straightforward!"
"When I needed emergency medical treatment last year, Simple Life handled everything smoothly. Their health insurance process is transparent and reliable."